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	<title>What Has Been Seen... &#187; Credit</title>
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	<link>http://www.whathasbeenseen.com</link>
	<description>What we're seeing in the Real Estate Housing Bubble, Economy, Foreclosure and Credit Crisis, and How It Affects Us...</description>
	<lastBuildDate>Fri, 08 Jan 2010 05:07:16 +0000</lastBuildDate>
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		<title>In The Past Six Months, All Of The Top Eight Credit Card Companies Have Applied Increased Interest Rates On Existing Cardholder Balances</title>
		<link>http://www.whathasbeenseen.com/2009/05/in-the-past-six-months-all-of-the-top-eight-credit-card-companies-have-applied-increased-interest-rates-on-existing-cardholder-balances/</link>
		<comments>http://www.whathasbeenseen.com/2009/05/in-the-past-six-months-all-of-the-top-eight-credit-card-companies-have-applied-increased-interest-rates-on-existing-cardholder-balances/#comments</comments>
		<pubDate>Thu, 14 May 2009 16:34:55 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[National]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=58</guid>
		<description><![CDATA[Came across this recent report and it seems to re-affirm what you may be hearing on TV and Radio about even customers in good standing experiencing rate play from their credit card companies.
We took a quick sampling of credit card issuers&#8217; recent activities to see how they have responded to the Federal Reserve rule changes [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Property Taxes Going Up, MythBusters, Central Banks, and How Our Inflation Compares To Japan</title>
		<link>http://www.whathasbeenseen.com/2008/10/property-taxes-going-up-mythbusters-central-banks-and-how-our-inflation-compares-to-japan/</link>
		<comments>http://www.whathasbeenseen.com/2008/10/property-taxes-going-up-mythbusters-central-banks-and-how-our-inflation-compares-to-japan/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 18:13:14 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[National]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=56</guid>
		<description><![CDATA[What Has Been Seen?
Well, quite a lot actually.  After the bailout passed, the Dow continued to crash, and we&#8217;re seeing how things are affected on a world scale&#8230; what else is going on?
Looks like property taxes will be going UP, not down for Arizona residents:

Maricopa County homeowners saw an average 3.9 percent tax increase [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t Worry &#8211; The FDIC Insures Your Money!  Except Of Course When It Doesn&#8217;t Actually HAVE Enough Money&#8230;</title>
		<link>http://www.whathasbeenseen.com/2008/08/dont-worry-the-fdic-insures-your-money-except-of-course-when-it-doesnt-actually-have-enough-money/</link>
		<comments>http://www.whathasbeenseen.com/2008/08/dont-worry-the-fdic-insures-your-money-except-of-course-when-it-doesnt-actually-have-enough-money/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 17:49:01 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[National]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=41</guid>
		<description><![CDATA[This is frightening on many levels.  People are slowly slipping back into complacency as gas prices settle, the US Dollar seems to be doing slightly better, and Bush has declared a &#8220;soft end&#8221; to the war in Iraq.
But don&#8217;t get too excited.  With the recent mortgage loan crisis and massive shutdown of many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are Credit Unions Better Than Banks?  Perhaps, But Even Credit Unions Are Being Hit By Delinquent Auto, Credit Card, and Home Equity Real Estate Loans</title>
		<link>http://www.whathasbeenseen.com/2008/07/are-credit-unions-better-than-banks-perhaps-but-even-credit-unions-are-being-hit-by-delinquent-auto-credit-card-and-home-equity-real-estate-loans/</link>
		<comments>http://www.whathasbeenseen.com/2008/07/are-credit-unions-better-than-banks-perhaps-but-even-credit-unions-are-being-hit-by-delinquent-auto-credit-card-and-home-equity-real-estate-loans/#comments</comments>
		<pubDate>Mon, 28 Jul 2008 21:08:25 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Lenders]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=29</guid>
		<description><![CDATA[Growing up, I always heard, &#8220;Go with a credit union.  Credit Unions are better than banks&#8220;.  After getting pinched with one too many fees due to money being IN my account, but not posted yet, I began to agree with this.  The little things that credit unions in Arizona like Arizona Federal [...]]]></description>
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		<slash:comments>3</slash:comments>
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