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	<title>What Has Been Seen... &#187; Uncategorized</title>
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	<link>http://www.whathasbeenseen.com</link>
	<description>What we're seeing in the Real Estate Housing Bubble, Economy, Foreclosure and Credit Crisis, and How It Affects Us...</description>
	<lastBuildDate>Fri, 08 Jan 2010 05:07:16 +0000</lastBuildDate>
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		<title>Sign Of The Times:  You Know Things Are Tough When The 99 Cent Stores Have To Raise Prices!</title>
		<link>http://www.whathasbeenseen.com/2008/09/sign-of-the-times-you-know-things-are-tough-when-the-99-cent-stores-have-to-raise-prices/</link>
		<comments>http://www.whathasbeenseen.com/2008/09/sign-of-the-times-you-know-things-are-tough-when-the-99-cent-stores-have-to-raise-prices/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 18:34:06 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=44</guid>
		<description><![CDATA[In the less affluent parts of town, &#8220;dollar stores&#8221; are all over.  Providing access to everything from children&#8217;s toys, to kitchenware.  Most everything is an amazing bargain.  You can bring in 10 dollars and be well assured that  you&#8217;ll be walking out with about 10 items.  Very easy for those [...]]]></description>
		<wfw:commentRss>http://www.whathasbeenseen.com/2008/09/sign-of-the-times-you-know-things-are-tough-when-the-99-cent-stores-have-to-raise-prices/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Arizona Foreclosures Dropped A Bit In July, But Are Still Up 95% over 2007</title>
		<link>http://www.whathasbeenseen.com/2008/08/arizona-foreclosures-dropped-a-bit-in-july-but-are-still-up-95-over-2007/</link>
		<comments>http://www.whathasbeenseen.com/2008/08/arizona-foreclosures-dropped-a-bit-in-july-but-are-still-up-95-over-2007/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 16:57:44 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=37</guid>
		<description><![CDATA[There seem to be conflicting signs of in the economy right now.  Gas prices dropping a bit, even if that&#8217;s typical for this time of year.  The US Dollar seems to be gaining more traction, although we&#8217;re still heavily in debt and over-extended.  And while foreclosures are dropping a slight bit, we&#8217;re [...]]]></description>
		<wfw:commentRss>http://www.whathasbeenseen.com/2008/08/arizona-foreclosures-dropped-a-bit-in-july-but-are-still-up-95-over-2007/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Real Estate Sales Hit A 10 Year Low &#8211; Almost One-Third Of Buyers In The Last Five Years Owe More On Their Mortgages Than Their Houses Are Worth</title>
		<link>http://www.whathasbeenseen.com/2008/08/real-estate-sales-hit-a-10-year-low-almost-one-third-of-buyers-in-the-last-five-years-owe-more-on-their-mortgages-than-their-houses-are-worth/</link>
		<comments>http://www.whathasbeenseen.com/2008/08/real-estate-sales-hit-a-10-year-low-almost-one-third-of-buyers-in-the-last-five-years-owe-more-on-their-mortgages-than-their-houses-are-worth/#comments</comments>
		<pubDate>Mon, 18 Aug 2008 20:01:04 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=35</guid>
		<description><![CDATA[It&#8217;s no surprise that, despite some folks saying we&#8217;ve hit bottom, that prices continue to decline.  Though there is some sales activity in both commercial real estate and residential real estate, the residential market is still priced too high, with most sales being short sales or pre-foreclosures.
Bloomberg had this to say:

Existing U.S. home sales [...]]]></description>
		<wfw:commentRss>http://www.whathasbeenseen.com/2008/08/real-estate-sales-hit-a-10-year-low-almost-one-third-of-buyers-in-the-last-five-years-owe-more-on-their-mortgages-than-their-houses-are-worth/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Woman Weighs Suicide And Foreclosure &#8211; Chooses The Former To Avoid Losing Her Home</title>
		<link>http://www.whathasbeenseen.com/2008/07/woman-weighs-suicide-and-foreclosure-chooses-the-former-to-avoid-losing-her-home/</link>
		<comments>http://www.whathasbeenseen.com/2008/07/woman-weighs-suicide-and-foreclosure-chooses-the-former-to-avoid-losing-her-home/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 17:24:12 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=27</guid>
		<description><![CDATA[There&#8217;s been a lot of talk lately about &#8220;Jingle Mail&#8221;, or simply yelling &#8220;Uncle!&#8221; and walking away from a mortgage that is doomed to fail.  The primary discussion revolves around the ethics of whether treating the loan document as a simple piece of paper rather than some blood-bound promise is appropriate.  Many people [...]]]></description>
		<wfw:commentRss>http://www.whathasbeenseen.com/2008/07/woman-weighs-suicide-and-foreclosure-chooses-the-former-to-avoid-losing-her-home/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>Foreclosures In Arizona Have Officially Spread To The Heart</title>
		<link>http://www.whathasbeenseen.com/2008/07/foreclosures-in-arizona-have-officially-spread-to-the-heart/</link>
		<comments>http://www.whathasbeenseen.com/2008/07/foreclosures-in-arizona-have-officially-spread-to-the-heart/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 21:26:07 +0000</pubDate>
		<dc:creator>Ginnie</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.whathasbeenseen.com/?p=25</guid>
		<description><![CDATA[Foreclosure has usually been a problem in the newer outer areas of Phoenix.  Cities that are new or had new development that sprawled further and further away from infrastructure, jobs, and paved roads.
Many who bought late in 2006 got bit by this when home prices started to fall, incentives and discounts got larger at [...]]]></description>
		<wfw:commentRss>http://www.whathasbeenseen.com/2008/07/foreclosures-in-arizona-have-officially-spread-to-the-heart/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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